ABWK helps low-income homeowners who struggle to maintain the exterior of their homes, allowing them to reclaim their homes with pride and dignity. ABWK works in conjunction with Habitat's core building program, enabling us to serve more families, increase opportunities for volunteers and expand your base of sponsors. Most importantly, ABWK is part of Habitat’s broader community development strategy called the Neighborhood Revitalization Initiative.
The 502 USDA Guaranteed Mortgage, rural borrowers can obtain a loan with key benefits that you won't find with any convention program; however, the direct loan is intended for very low income individuals who would not be able to obtain any sort of financing for a suitable residence otherwise.
The applicant(s) must demonstrate that their current housing situation has one or more of the following characteristics:
Each applicant must meet the following requirements:
The applicant(s), must be willing and able to partner with Habitat for Humanity which includes (but is not limited to) the following: